Smallholder farmers are global economic drivers. We help them create wealth with technology
FLUID creates wealth for farmers in Africa by financing customized input packages that boost yields and by ensuring fair market access to secure farmer income.
We believe that every farmer deserves access to fair financial services, education, and opportunities to grow their wealth. Our mission is to bridge the gap between traditional finance and agricultural communities, creating a more inclusive and prosperous future for all.














The FLUID WCA app makes the farmer wealth creation journey digital first.
Digital loan underwriting and data collection enables faster service for farmers, tailored to their needs.
End-to-end tracking of disbursements, training, and collections provides deeper insight into farmers’ journeys and builds accurate credit histories.
Financial institutions financing farmers through FLUID gain access to the full picture in real time.

Fluid Finance is committed to more than just financial transactions. We are building a resilient network of farmers equipped with the knowledge and tools to succeed in a changing world.
Providing financial literacy for every farmer in farmer decision-making.
Promoting climate-smart agriculture, practices for long-term sustainability.
Fostering partnerships with local, cooperatives and agricultural organizations.